Asera UK Finance Calculator — Privacy Policy

1. Who operates the application

Asera UK Finance Calculator is developed and operated by Asera Group Ltd, a company registered in England and Wales (Company No. 17376205). The registered office is 4th Floor Office, 205 Regent Street, London, W1B 4HB.

Asera Group Ltd is the data controller responsible for the application and the information described in this policy.

2. Information entered into calculators

The application provides a collection of UK financial calculators. To perform calculations, users enter financial information such as salary figures, tax codes, loan amounts, interest rates, mortgage details, savings amounts, and pension contributions.

This information is entered solely for the purpose of performing calculations within the application and is not intentionally transmitted to Asera Group Ltd or any external server.

3. How calculations are processed

All calculations are performed locally on the user's device. The application applies UK tax, National Insurance, and financial formulas implemented within the application itself.

4. Whether financial information is stored locally

The application uses session-only application state for financial inputs and calculations. Calculator information is held in temporary application memory during use.

The application does not intentionally maintain persistent financial records or cloud-based financial profiles. Financial inputs are not persisted to a cloud database, localStorage, or sessionStorage.

Switching away from the application does not necessarily erase financial information from memory immediately. The information may remain in the device's memory until the operating system reclaims those resources. Users should not expect to reopen the application and retrieve previously entered financial plans after the session has ended.

This session-only behaviour is distinct from documents that users explicitly export, such as PDF reports. Exported files are saved on the device's file system and remain there until the user independently deletes them.

The application does not claim to encrypt temporary session memory independently of the Android operating system's standard protections.

5. Whether information is transmitted externally

User-entered financial information is not intentionally transmitted to Asera Group Ltd or any third-party server. The application is designed to function without requiring network connectivity for its core calculation features.

6. Accounts and authentication

The application does not require users to create an account or authenticate. Users can access all calculator features without signing in or providing personal information beyond what they choose to enter into calculators.

7. Analytics and tracking

The application does not include developer-controlled application analytics, advertising tracking, or user behavioural profiling. No analytics SDKs are included in the application.

Google Play, as the distribution platform, may perform its own independent install and crash reporting processing that is outside the application's control and is governed by Google's own policies. This is distinct from any developer-controlled analytics within the application itself.

8. Advertising technologies

The application's commercial model is a £1.99 one-time purchase on Google Play. The application does not contain subscriptions, third-party advertising, or advertising SDKs.

9. Third-party services and dependencies

The application is built using software libraries as part of its development. Asera Group Ltd does not knowingly include third-party services that collect, process, or transmit user-entered financial data. The presence of a software dependency does not mean it transmits user data.

10. Generated reports and exported PDFs

The application allows users to generate reports and export calculation results as PDF files. These files are created on the user's device. The user is responsible for the storage and sharing of any exported files.

Exported files are stored on the device's file system and are separate from the temporary application data used during calculations. Exported files are not transmitted to Asera Group Ltd unless the user explicitly chooses to share them.

11. Permissions used by the Android application

The application's source declares the android.permission.INTERNET permission. The complete set of permissions in the final merged Android manifest may vary depending on build configuration and dependencies.

12. Security and data protection

Financial information held in temporary application memory benefits from the Android operating system's standard application sandbox, which isolates application memory from other applications. Users are encouraged to use device-level security features such as screen locks and encryption to protect their data.

13. Data retention and deletion

Financial inputs are held in temporary application memory during the active session. The application does not intentionally maintain persistent financial records after the session ends.

User-exported PDFs or other files may remain on the device until independently deleted by the user. Uninstalling the application does not necessarily delete exported documents that have been saved separately.

Detailed information about data management and deletion is available on the Data & Deletion Information page.

14. Children's privacy

The application is a financial calculation tool designed for general use. It is not directed at children, and Asera Group Ltd does not knowingly collect personal information from children through this application. The application does not require users to provide age information.

15. International availability

The application is designed for UK users and implements UK tax, National Insurance, and financial rules. It is available through Google Play, which may make it accessible in multiple countries. Users outside the UK should be aware that the calculations may not reflect the tax rules or financial regulations of their jurisdiction.

16. Changes to this privacy policy

Asera Group Ltd may update this privacy policy from time to time. Changes will be posted on this page with an updated effective date. Users are encouraged to review this policy periodically.

Material changes to how the application handles data will be reflected in an updated policy before or at the time the updated application is released.

17. Contact information

If you have any questions about this privacy policy or how the application handles data, please contact:

• Asera Group Ltd
• Email: support@aseragroup.co.uk
• Registered office: 4th Floor Office, 205 Regent Street, London, W1B 4HB

You can also use the App Support page for product-specific enquiries.